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COST
OF NEGATIVE CREDIT INFORMATION
Compare What Good Credit Can Do For You
| Credit
status |
Rate
|
Payment
|
Cost
of status |
| Perfect |
6% |
$1,199 |
least
amount |
| Good |
8% |
$1,468 |
$96,632 |
| Mildly damaged |
10.5% |
$1,829 |
$226,932 |
| Damaged |
13.5% |
$2,291 |
$393,039 |
| $20,000 Car
Paid Over 5 Years |
| Credit status |
Rate |
Payment |
Cost of status |
| Perfect |
6% |
$ 387 |
least amount |
| Good |
9% |
$415 |
$1,711 |
| Mildly damaged |
19% |
$519 |
$7,930 |
| Damaged |
29% |
$635 |
$14,891 |
Don’t wait 7-10 years. Call the Credit Team today
and begin restoring your credit. |
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Your credit score will cost you $, or save you $.
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The small cost of having
your credit reports improved is far outweighed
by the savings you will realize on future loans…and
present loans that can be refinanced at lower
rates because of your new and improved credit. |
NO LAW REQUIRES NEGATIVE INFORMATION TO REMAIN
ON YOUR CREDIT REPORTS
Negative information can stay on a report for as long
as 7 to 10 years. And in the case of a collection
account being sold from one collection agency to another,
the negative entry can remain on your files for even
longer.
Recent studies by several ‘Consumer Advocacy
Groups’ concluded that up to 70% of consumers
have inaccurate information that falsely portrays
a negative credit rating. Because of negative entries
on credit reports consumers are forced into paying
higher interest rates on loans, insurance and denied
the ability to rent and obtain employment.
The good news is that federal law allows you to review
your reports and challenge the negative or derogatory
information. Despite the fervent claims that negative
information must stay on your credit reports, Credit
Team has deleted or upgraded thousands of negative
entries for their clients.
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